Do You Need A Home Warranty

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There’s one thing that we all have to deal with at some point.

Things are going to break.  Appliances are going to stop working.  Faucets are going to leak. 

And HVAC units are going to let us down at the least opportune time.

Some people buy home warranties to help alleviate some of the costs that come along with common home repairs.

But what is a home warranty, really? What does it cover? How is it different from insurance? And, the question everyone wants to know the answer to: Are they even worth it?

First, home warranties are complementary to homeowners insurance — not a replacement. They typically cover household appliances and systems and give homeowners access to discounted repair and replacement services. 

Second, the coverage you get depends on the warranty company and level of coverage you’re paying for. Most plans cover most major components of home systems like HVAC, water heaters, plumbing, and electrical.

And finally, are they worth it? As with most things, the answer is “it depends.” If you’re buying new construction, most of what’s covered under a home warranty is likely already covered by manufacturers warranties. But if you’re buying an existing home (especially one that’s older), the combination of homeowners insurance and a home warranty can bring invaluable peace of mind. 

Furthermore, when you’re buying a home, the home warranty policy is typically paid for by the seller! And in that case, it’s totally worth it!

As a real estate agent, I’m familiar with evaluating home warranties and would love to help you make the right decision for you. Just give me a call or send me a text and let’s figure it out. No pressure, no sales tactics, just the help and guidance that you need.

And finally, if you’re not thinking about making a move just yet, feel free to save this email for future reference, so you can come back to it! 

P.S. Be sure to check out my free local Facebook Group, Explore NY Life. It’s a great place to connect with other community members and get weekly updates on the best events and happenings in and around town!

Picture of Nina Rodriguez

Nina Rodriguez

I'm Nina Rodriguez. I am a Realtor at Coldwell Banker Realty. I live and work in the Hudson Valley and love everything this area has to offer. If you live or thinking about moving here, you have come to the right place! Stay up to date on Events, Outdoors, Real Estate, and more. I’m looking forward to connecting with you soon! See you around town! | 914.685.8222

The Hudson Valley Life

Westchester, Rockland, Putnam and Orange County

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